" /> Skip to content
Services & Pricing

Four ways to fix your credit.

Whether you want it handled for you or you want the playbook to do it yourself, pick the tier that fits your situation. Every option starts with the same honest review.

Free Analysis
Know what's hurting your score before you spend a dollar.
$0 one-time
  • Three-bureau report review
  • Negative item summary
  • Custom action plan
  • 30-minute consultation call
Start free
Standard Dispute
Monthly dispute work — the right tier for most clients.
$99 / month
  • Up to 3 disputes per bureau per cycle
  • Debt validation letters
  • Monthly progress reports
  • Email support
  • Cancel anytime
Start standard
Premium Repair
Aggressive, full-court-press strategy for serious damage.
$149 / month
  • Unlimited disputes per cycle
  • Method of Verification escalations
  • Goodwill & pay-for-delete negotiation
  • Cease & desist for harassment
  • Priority response — phone & text
Start premium
DIY Course
The full playbook — every template, every step. Yours to keep.
$297 one-time
  • Self-paced video walkthrough
  • All 6 letter templates
  • Bureau & collector addresses
  • Tracking sheet & calendar
  • Lifetime updates
Buy the course
Tier Details

What's actually included.

Plain-language breakdowns of each plan. No hidden upsells, no surprise fees.

Free Analysis

$0 no card required

The honest starting point. We review your three credit reports, identify what's actually hurting your score, and tell you whether further help is worth it — or whether you can fix it yourself.

Book my free analysis

What you get

  • A line-by-line review of your Equifax, Experian, and TransUnion reports
  • Written summary identifying every negative item, error, and outdated entry
  • Custom action plan with prioritized next steps
  • 30-minute consultation to walk through findings
  • Your plan is yours to keep — even if you choose not to work with us

Best for

  • Anyone considering credit repair but not sure where to start
  • People who want a second opinion before signing up anywhere
  • Self-starters who just need clarity on what's wrong

Standard Dispute

$99 / month · cancel anytime

Monthly dispute work targeting the items most likely to come off. We handle the paperwork, the certified mail, and the follow-up — you handle living your life.

Start standard

Each month includes

  • Up to 3 disputes per bureau (up to 9 items challenged per cycle)
  • Debt validation letters to any qualifying collectors
  • Certified-mail dispatch with tracking
  • Response review and follow-up strategy
  • End-of-cycle progress report — what was removed, what's still in play

Best for

  • Most people with 3 to 10 negative items across the bureaus
  • Anyone preparing to apply for a mortgage, car loan, or rental within 6 months
  • People who want professional handling without the premium price tag

Premium Repair

$149 / month · cancel anytime

Full-spectrum strategy for clients with significant damage — bankruptcies, foreclosures, multiple collections, identity theft fallout. We use every legal lever available.

Start premium

Everything in Standard, plus

  • Unlimited disputes per cycle — no item caps
  • Method of Verification follow-ups when bureaus stonewall
  • Goodwill letters to original creditors
  • Pay-for-delete negotiation with collectors
  • Cease & desist letters for harassment
  • Priority access — phone & text response same business day

Best for

  • Clients recovering from bankruptcy, foreclosure, or repossession
  • Identity theft victims with multiple fraudulent items
  • Anyone who needs maximum movement in the shortest possible window

DIY Course

$297 one-time · lifetime access

The same playbook we use for paying clients — taught in plain English, with every template included. If you have the discipline to mail things on schedule, you can absolutely do this yourself.

Buy the course

What's inside

  • Step-by-step video walkthrough of the entire process
  • All 6 letter templates — dispute, validation, goodwill, pay-for-delete, MOV, C&D
  • Current bureau and collector addresses
  • Tracking spreadsheet and 6-month calendar
  • What to do when bureaus push back (and they will)
  • Lifetime updates as laws and processes change

Best for

  • Disciplined self-starters with a few hours a month to commit
  • People who want to learn the system permanently — not rent it
  • Families or households where multiple people need to repair credit
Pricing FAQ

About the money.

Why is the analysis free?
Because we don't want your money until we know we can help. If your credit problems are minor or self-fixable, we'll tell you that — and you'll save a few hundred dollars. If they're serious, you'll know exactly what you're paying for.
Are there any setup or hidden fees?
No setup fees, no exit fees, no surprise charges. Standard and Premium bill monthly, same amount each cycle. The DIY Course is one charge, period.
Can I upgrade or downgrade?
Yes — switch between Standard and Premium at any time. The change takes effect on your next billing cycle. The DIY Course is a separate one-time purchase that pairs well with either monthly plan.
Do you offer refunds?
Under federal law (CROA), we cannot accept payment for credit repair services before they're performed. You're billed monthly only for work that's been delivered. The DIY Course has a 14-day satisfaction guarantee.
How do I pay?
ACH bank transfer or major credit/debit card. We don't accept payments from prepaid cards or gift cards.
Recommended first step

Not sure which tier you need?

Start with the free analysis. Once we see your reports, we'll recommend the right plan — or tell you that you don't need one.

Book my free analysis
Already decided

Ready to start?

Send us a message with the tier you want and we'll get you onboarded within one business day. Includes the standard intake call.

Contact us